Health insurance to reduce hospital and medical costs while you're living in Australia.
All our covers include unlimited emergency ambulance cover, excluding members covered by state ambulance schemes.
Access benefits for hospital accommodation and medical treatment for services included in your cover.
No out-of-pocket cost for appointments with nib telehealth GPs for OSHC policyholders with GP benefits.
We will recognise any waiting periods you have already served on an equivalent cover.
Our covers are 100% visa compliant and your Visa Certificate is emailed to you once you are approved.
We've got smart solutions to help international students and workers live a healthier and happier life in Australia
Manage your policy, use your digital card for claiming, and access nib services all from your mobile.
Virtual consultations with experienced GPs when you're feeling unwell.
Everyday savings on transport, shopping and more with the nib Rewards program.
Digital on-demand mental health and wellbeing tools on the nib App.
In Australia, if you are sick you can go to a GP for minor medical issues or a hospital if your injury or illness is life threatening.
If you are sick and it's not immediately life threatening but requires treatment, you might need to see a local doctor (General Practitioner). For example: cold and flu symptoms, stomach aches or fevers.
If you have a major injury or life threatening illness, call 000 or go to a Hospital Emergency Department immediately. For example: chest pain, unconsciousness, difficulty breathing, or severe accidents.
View side-by-side comparisons of all available OSHC providers